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Joined 2 years ago
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Cake day: June 11th, 2023

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  • 🙄 On what grounds would doing so operationally impair the platform? Is it illegal? Does it prevent them from servicing other businesses in a timely fashion? Does it cost more money in a way that can’t be reflected in the service fee structure?
    Explain to me what reason they would have for objecting that isn’t just a different way of phrasing “morality judgment” or “image management”.

    Do you also think that a shipping company should be able to refuse to ship products from businesses they don’t approve of, even if it’s functionally identical to something else they would ship?
    What about either of those companies refusing service to someone because of their sexual orientation or gender identity?

    People used to say it’s bad business to service gays, blacks, Jews, Catholics, Hispanics and the Irish. At some point we decided that businesses need to shut the fuck up and just do business without judging, or else their service has no place in society.
    The free market that businesses love so much exists entirely through the grace and in the service of society at large. If they fail to at least not harm society, why should society extend that courtesy to them?


  • why should they be forced to process payments that facilitate things against their beliefs?

    You’ll excuse me for thinking this means you think corporate beliefs are more important than the social benefits of neutral financial institutions.

    To answer your question again without assuming anything about your opinion: they should be forced to process payments because they don’t have beliefs, it’s better for society if financial institutions only look at the business relevant portions of a business, and a legal obligation is perfectly sufficient to protect their business interests in reputation management. All the same reasons we don’t let shipping companies refuse customers for morality reasons.


  • Because they’re a financial institution, not an individual. They don’t have beliefs.

    Arguing that corporate “beliefs” (image management) and interests take priority over societal order is ridiculous.

    We regulate banks and financial institutions all the time. We regulate businesses all the time.

    They should suck it up and treat businesses with legal activities and proper tax documents as just another business. Kinda like how we have laws that say that public shipping companies need to generally treat all customers the same. It’s why they don’t typically ask what’s in the box aside from questions related to operational characteristics. Porn doesn’t spontaneously ignite and threaten an aircraft, but lithium batteries can.


  • It’s not even legal risk. It’s brand risk.

    There’s a difference with cannabis shops because that’s actually still federally illegal. As such, the required business accounts and tax documents required to use a national payment processor are often not forthcoming. It’s a low level regulation that you can’t generally tell a federal bank you’d like an account to store the proceeds of a federal crime.

    With porn, the legal standards and protections are pretty well established. As long as the company is in possession of the required tax documents and business accounts, there’s no legal risk beyond the standard due diligence they need to do for every customer. Visa isn’t generally liable if a tire shop is discovered to be breaking a non-financial law. What processors don’t want is to have their brand attached to something that they worry could make them look bad.




  • Technically we’ve always been there, it just hasn’t mattered because both meant the thing wasn’t happening in a consistent manner.

    “Blocking a rule” is how they seem to be phrasing “vacating a rule”. The court held that the FTC didn’t follow the procedures it was given for establishing rules, and so the rule is malformed and void.

    The supreme Court restricted nationwide injunctions, which are a type of court order forcing or prohibiting action, usually pending appeal to prevent further damage.

    It’s the court deciding a rule wasn’t properly formed vs a court giving an order that reaches outside the scope of their jurisdiction.

    Since a federal appeals court is an arbiter of federal law, deciding that a federal agency made a rule wrong is inside their jurisdiction.

    It should be the case that a court can order you to stop breaking the law and you need to stop everywhere. The notion that the court can order you to stop dumping shit in a river and you can just move upstream across state lines and be fine is preposterous.





  • There’s also the family that uses mayo and only goes shopping once a month or whatever. Some of those bigger jars are something like two normal sandwiches a day for a month, which is totally possible if you’re packing lunch for two kids.

    Some of our preposterous containers of food are because some people decide to live unreasonably far from a grocery store, or just go shopping infrequently and buy huge amounts of food.
    (This has the side effect of making them buy bigger cars to hold the groceries and family that now has to come along because it’s such a long trip, and that makes it miserable so they try to do it as infrequently as possible, so they need to buy a lot of groceries to hold them over. )