You are arguing against claims I never made.

I didn’t say 401(k)s are the primary method for everyone, but for those who have them, they are a primary tool for closing the gap Social Security leaves. The fact that not everyone has one doesn’t change that reality. The discussion is about that gap, not whether 401(k)s should replace Social Security.

You’re shifting the goalposts. The issue isn’t whether the stock market has been in a bull run—it’s that wages haven’t kept up with inflation or the cost of living, making retirement savings difficult for many. A strong market doesn’t erase the fact that people still struggle to save enough.

Again I never argued against the importance of social security, just that it’s insufficient. You are trying to sell Social Security as if I claimed it shouldn’t exist, which I didn’t. It’s already factored into retirement plans, meaning it’s not an additional source of funds—it’s the baseline. That’s why bringing it up as if it changes the discussion is moot.

Whether Musk’s attempts to undermine Social Security are ‘illegal’ is irrelevant to the point that he is trying to do it. Saying I ‘bought into a theory’ when he’s explicitly stated his position is just a weak deflection.

I don’t know why you are talking as if i think social security should be removed. I have already said that Its not enough there has to be more. Sure its important to be there. But because it’s not capable of sustaining the elderly, a 401k is a primary method to pay the gap. This whole discussion is that gap, and is why in this discussion about 401k bringing up social security is moot. I do not know why you are trying to sell how important it is, when bringing it up in the first place does not effect the discussion about 401k at all. It’s already been factored in to available funds to retire on, you can’t invoke it a second time

I am not the one who put social security on the chopping block, Elon Musk is. Go talk to him about social security.

Yes.

I am not against making the wealthy pay more in social security as they uniquely benefit from the exploitation of the average workers.

i am not saying social security isn’t important. I am saying that in a discussion about the risk to the 401k, mentioning social security is irrelevant. Social security has already failed to cover expenses, the 401k was to cover that gap. And in the future social security will get weaker, as ‘40%’ of wages which have been stagnant, refuse to keep up with inflation. They make tax payers pay for the lack of funds to maintain the ‘40%’? Cool, but that does not cover the growing gap the 401k needs to cover.

I agree with that, or a ubi, or taxing the rich. All that jazz

You would have the tax payers pay even more of the burden now, with out the benefit of even having it contribute to their social security… to pay the gap in social security, damning the tax payers twice. That’s not a permanent solution on top of that! I’m not saying social security should be attached to the market. I mean we are talking about the market fall after all! I am saying that being flippant that everyone Just needs to remember they have social security is dismissive and not relevant.

You are being untruthful and dismissive: https://www.ssa.gov/oact/tr/2024/tr2024.pdf Page 9 is the jist.

They are going to have to change something either raise the retirement age or lower the payments both which make it more unobtainable then it already is. And that 40% is based what people make… in a time of rising inflation and stagnant wages…

The fact that social security is not tied to the market is super irrelevant, when the argument was that the 401k is in danger, when social security already is not enough to live on. so it’s important that people have a successful 401k to supplement it.

Social security is not enough to live off of. Is projected to be unobtainable for future generations who are paying into it, and is currently on the chopping block

Or charge them after midnight

That’s… that’s kinda a damning statement on the democrats as well. But double so in this case

Oh this again? Democratic Party: has our Neo liberalism, refusal to enact progressive policy, and backing of a genocide alienated progressive voters? Disenfranchised voter: damn it we told you a thousand times yes! Democratic Party: No it’s the voters who are wrong.

And lied about their fiscal conservatism since day one.

My brain is so gullible sometimes, i also tricked it into a biking hobby by going fast.

Cover it in olive oil and salt. bake at 400 for 20 minutes, and trick your brain into thinking its amazing

Who told you the protesters were harassing Jewish people? Because a lot of the protestors are Jewish. Unless you consider the provocateurs attacking the jewish protestors?

You don’t protest much, do you?