

I had the same dilemma. It comes down to this in my opinion:
- Do you trust yourself and your current networking gear, software, security setup enough to host this yourself at home?
- Do you trust your vps providers tech stack, ethics, privacy policy etc. AND your own ability to secure it to host it on a vps?
- Do you trust Tailscale the company who’s in the business of “zero trust vpn” solutions to use their product?
I didn’t check if they were audited and if so how, but I went with the free Tailscale option, the most comfortable option for me now. Might change once I get more competent at the subject.
Phone payments seem to be the main topic, which I never missed over the 10 or so years on LOS. Not /e/, but similar limitations apply.
Am I wrong for considering credit cards the phone for nfc payment an “all eggs in one basket” approach?
If the phone dies and you don’t have your cards on you then you won’t be making any payments until you gain access to your physical cards. That could be a problem in many situations nowdays.