I get expensive multiple meds per month and im pretty sure i could get basically anything i wanted that is available covered based on my experience…

How do they make money, am i an outlier and nobody else wants to take and have covered their drugs?

  • ClownStatue@piefed.social
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    21 days ago

    This is also why insurers start publicly losing their shit when insurance sign-up rates start falling for 20-year-olds. Those young folks help pay the bills of the old sickly folks. It’s basically a sort of pyramid scheme where the maintainer of the scheme takes a fairly large cut of the proceeds.

    • taco@piefed.social
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      21 days ago

      Timing matters too, as insurers keep the money invested. If you’re collecting the same in claims that you’ve paid in premium, they’re still profiting.