Change takes a lot of effort but I welcome any attempts on being more independent from the US corpos.

Right now I can access my Rabobank account and all its settings through their website. To log in I insert my debit card into a little device called a “Rabo Reader”, enter my pin and scan a “color code” (QR code, but with coloured dots) on the website. The Rabo Reader then generates and displays a one-time code I can use to log in.

IIRC ING texts the one-time code to your phone.

When doing an iDeal payment, you are usually redirected to a page with a QR code you can scan with your banking app. However, there is also an option on the page to select your bank and authorize the payment through your bank’s website. I wouldn’t be surprised if the latter option is phased out when iDeal merges with/turns into Wero, though.

For the foreseeable future all in-store payments using debit cards are going through Mastercard or Visa, both American companies.

No, they’re talking about their own dependencies

I use wero on my bancapp  with  grapheneOs works great

Although, according to Rabo CEO Decraene, there are no concrete signs that American tech companies could shut down the systems, preventing customers from transferring money, for example, Rabobank is aware of this risk. “We are therefore working with a number of parties on solutions. Because we cannot do this alone as Rabobank.”

According to Decraene, European banks have taken the initiative themselves, and are not doing so under pressure from regulators such as the ECB or De Nederlandsche Bank (DNB): “We are looking into whether we can set up cloud and data structures here to preserve European sovereignty.”

ING confirms that it is working on ways to become less dependent on American tech companies in the same context. The bank specifically mentions cloud services. Two weeks ago, CEO Steven van Rijswijk told NOS during the presentation of the annual figures that ING has its own cloud environment: “But let’s not kid ourselves. Many parts of this infrastructure are supplied by American companies.”

At least ING’s app works happily in eOS via Aurora Store.

I bet you they won’t provide access via a web browser or make their installable by some third-party app store which doesn’t require Google or Apple.

Never say never. Wouldn’t it be great if they understand the problem they created for us now they’re starting to understand the problem Big Tech created for them.