can tell you, having gone through the CVS specialty pharmacy stuff for chemo medication specifically, it is absolutely not covered in the way you or they have said, and you absolutely do not pay $0.
It’s dependent on your individual insurance plan and what kind of coverage you have… This is the reason I said the Sag-aftra policy was pretty decent compared to most private insurance policies. The quote I gave is directly from the policy they currently have, which would be different than the policy you have experience with even if you utilized the same pharmaceutical company.
Have you ever had cancer or had a family member go through cancer treatments? Because if you haven’t, you probably shouldn’t speak from a position of authority on things for which you have no direct personal experience with.
Yes, and Im a healthcare provider in a field where a lot of my patients population have been or currently are in being treated by oncologist.
My copay is absolutely not $0 from CVS specialty pharmacy. Usually, for a $9k-12k prescription (Depends on the dosage they decide I need), I end up needing to cover around $2k/month, after insurance. And that’s with having double insurance providers.
While it’s disheartening to hear that, that does not mean that is going to be the same for someone with a different policy than you. Sag-aftra has a very good policy because they have group bargained as a union to get the best care for their members. Which is different than most private insurance policies that are sponsored by workplaces who bargain to get their employees the cheapest policies available.
I’m not trying to make excuses for the American healthcare system of inequality. I was just pointing out that the union provided policy was particularly impressive compared to most. It’s sure as hell alot better than my policy and I work for my state’s largest healthcare provider.
It’s dependent on your individual insurance plan and what kind of coverage you have… This is the reason I said the Sag-aftra policy was pretty decent compared to most private insurance policies. The quote I gave is directly from the policy they currently have, which would be different than the policy you have experience with even if you utilized the same pharmaceutical company.
Yes, and Im a healthcare provider in a field where a lot of my patients population have been or currently are in being treated by oncologist.
While it’s disheartening to hear that, that does not mean that is going to be the same for someone with a different policy than you. Sag-aftra has a very good policy because they have group bargained as a union to get the best care for their members. Which is different than most private insurance policies that are sponsored by workplaces who bargain to get their employees the cheapest policies available.
I’m not trying to make excuses for the American healthcare system of inequality. I was just pointing out that the union provided policy was particularly impressive compared to most. It’s sure as hell alot better than my policy and I work for my state’s largest healthcare provider.