• Fedizen@lemmy.world
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    2 days ago

    Absolutely dumb decision. Not as catastrophic as many other things but its a long term net negative. We should just be breaking up master card, visa etc. Crypto will never be as efficient as normal payment processors.

    • finitebanjo@lemmy.world
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      1 day ago

      If you’re anti-crypro then you should be supportive of this bill, tho.

      Personally, I like Crypto. Its the only secure open source payment gateway system available.

      • Fedizen@lemmy.world
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        21 hours ago

        If the majority of people switched from credit cards to decentralized crypto transactions would take hours to exchange and it would require many times the power inputs it currently does.

        The centralized proof of stake model is essential just credit cards with extra steps - something that would eventually be outcompeted in a free market.

        People say its about some kind of ‘anarchic open source ideal’ but in reality crypto mining is largely done by corporate sized data centers so it mostly has all the same downsides with its only upside is its not regulated on the same level as other comparable commodities.

        • finitebanjo@lemmy.world
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          20 hours ago

          Yes but I can trade it without needing IBM’s archaic software suite to program a payment gateway. That’s the real difference to me and many others. I don’t need some massive corporation’s permission, I don’t owe a bank 3% on every transaction, none of that.

          If you figure out a method to do that without the blockchain multiple ledger system, then great, let’s all try it and watch Square go bankrupt, sounds like a great time. Until then, Crypto it is.